Calculate, compare, and analyze home loan options with our comprehensive suite of professional tools designed for homebuyers and real estate professionals in India.
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Determine how much house you can afford based on your income, existing EMIs, and down payment.
Calculate your income tax liability and see how home loan deductions can reduce your tax.
Calculate House Rent Allowance exemption and optimize your tax savings.
Plan your Systematic Investment Plan to build wealth alongside your home purchase.
Estimate your gratuity amount which can be used for down payment.
Compare job offers to see which one helps you afford a better home.
See if transferring your home loan to another bank could save you money.
View a complete payment schedule showing principal and interest breakdown over time.
See how making prepayments can shorten your loan tenure and save on interest.
Calculate your Fixed Obligation to Income Ratio to see if you qualify for a home loan.
Our tools use RBI-approved formulas and algorithms to provide precise home loan calculations.
Quickly compare different home loan scenarios without complex spreadsheets.
Get clear, visual breakdowns of your EMI payments and amortization.
Access our tools on any device - desktop, tablet, or mobile phone.
Our home loan calculators use industry-standard formulas to provide accurate estimates. However, these are for informational purposes only and actual loan terms may vary based on lender requirements and your specific financial situation.
No, all our home loan tools are available for free without requiring an account. You can use them as many times as you need without any registration.
FOIR (Fixed Obligation to Income Ratio) is the percentage of your income that goes towards paying your existing EMIs and the proposed home loan EMI. Most banks prefer a FOIR of 50-60% for home loan eligibility.
Our calculators are primarily designed for residential home loans. Commercial loans have different calculation methods and factors, so we recommend consulting with a financial professional for commercial property financing.