Planning for your child's education isn't just a financial task — it's one of the most important long-term goals many parents face. Child Education Plan Calculator Online in India
Every parent aims to provide the best of everything to their child. And the child's higher education is no exception to this. Calculate the investment required per month to meet your child's future education costs.
Fill in the details below to calculate how much you need to invest monthly for your child's education. The calculator accounts for inflation and expected returns on investment.
Everything you need to know about securing your child's educational future
With education costs rising steadily due to inflation and evolving career opportunities, estimating how much you need to invest, for how long, and at what return becomes critical. An Education Planning Calculator helps answer these "golden questions" — how much to invest, at what interest rate, and for how long, to give your child the bright future they deserve — by taking your inputs and offering actionable figures to guide your planning.
Click on any tool to open the calculator in a popup modal
Compare education costs across different institutions, locations, and degree programs.
Project the growth of your education savings with different investment options and timeframes.
Calculate EMI for education loans and explore different repayment strategies.
Find answers to common questions about education planning
The calculator uses the formula for compound interest to account for education cost inflation over time. It calculates the future value of today's education cost based on the inflation rate you select and the number of years until your child needs the funds.
Education inflation in India typically ranges between 6-10% per year. For conservative planning, use 8-10%. Our calculator provides options from 4% to 10% so you can test different scenarios.
Yes, you can use the calculator separately for each child. We recommend creating individual education plans for each child as their age, expected education costs, and timeframes may differ.
The calculator provides estimates based on the inputs you provide. Actual results may vary based on market conditions, actual inflation rates, and investment performance. We recommend reviewing your plan annually and adjusting as needed.
